Business Banking

This is the time when your business banking relationship can make all the difference.

Whether you’re starting a business or expanding one, our robust suite of banking solutions offers all the features and services you need.

Profitable peace of mind for you
and your business.

0.50% APY*
$40,000 minimum
daily balance

Business Concierge
Money Market

Extend this rate for 3 months when you open one
of our business checking accounts.


You can also open an account at any Cambridge Trust banking office. 


Business Checking Accounts

  • Business Concierge Checking

    Offers powerful cash flow tools to help you manage your business. Other valuable benefits include:

    • The individual attention, expertise and responsiveness of a dedicated private banker who works with you every step of the way to deliver customized solutions across your whole financial life
    • Personalized account onboarding at your place of business for a convenient, seamless transition
    • Free Remote Deposit Capture scanner for more cost-efficient transactions
    • No ATM fees
    • Complimentary Premium Plus Checking so you can do both your business and personal banking in one place
  • Business Convenience Checking
    • Includes all the essentials for managing your business, plus the support of a Cambridge Trust private banker as you grow
  • Special Accounts for Nonprofits and Lawyers
    • We offer Interest on Lawyers Trust Accounts (IOLTA)
  • Community Partnership Plus Checking
    o    An account exclusively designed for qualified nonprofit organizations that utilize treasury services. Includes an online treasury portal plus the sophisticated online and mobile banking capabilities of our BizBanker Premium service with bill pay.
  • Community Partnership Checking
    o    Interest-earning checking account for qualified nonprofit organizations. Includes no minimum balance, no monthly maintenance fee and complementary Standard Bizbanker online banking and mobile banking with bill pay.

Accounts Overview


Savings and Money Market Accounts

Make your money work for you while maintaining access to your funds with one of our interest-earning business savings accounts.


 When speaking to other local businesses during these difficult times, we have come to realize the value there is in having a private banking relationship with Cambridge Trust. 

-  Michael Higgins, The Old Salt & Lamie’s Restaurant and Inn


Flexible Financing Solutions with Your Business in Mind

From working capital lines of credit and term loans to business credit reserve and credit cards, we can offer you an array of credit options at competitive rates that can help your company succeed.

Private Banking Demystified

What makes a relationship with a private bank different? Cambridge Trust’s President, Mark Thompson, removes the mystique by explaining what a private bank is and how it can help individuals and business owners simplify their financial lives.

*The Annual Percentage Yield (APY) disclosed above is effective as of January 11, 2021 and will be paid through June 15, 2021. If you open a business checking account by June 15, 2021, the interest rate guarantee will extend for an additional three months ending on September 15, 2021. The business checking account includes Business Convenience Checking, Business Concierge Checking, Commercial Checking, Community Partnership Checking, and Community Partnership Checking Plus Accounts. After the interest rate guarantee period, the interest rate and APY may change. To obtain the APY disclosed above, the account must be established with new money not currently on deposit at Cambridge Trust. If the daily balance is $40,000 or more, the entire balance receives interest rate and APY of 0.50%. Daily balance of $.01 to $39,999.99 receives interest rate and APY of 0.01%. There is no minimum opening deposit. A Monthly Maintenance Fee of $35 applies if the average daily balance falls below $40,000 for the statement cycle. An Excess Activity Fee of $10 applies for each electronic third-party withdrawal and transfer over the limit of six per statement cycle. Fees may reduce earnings on the account. Offer is limited to one per tax identification number and may be withdrawn at any time.